Scams On The Elderly Can We Do Anything About It Essays - Fraud

Scams on the Elderly: Can we do anything about it? Scam artists have always preyed on the gullible, but in recent years, much of the focus of these thieves has been on the elderly. It is quite a well known fact that the elderly possess the greatest percentage of disposable income with the least amount of debt. Old people with money. Scam artists prey upon these people with unrelenting deception. It is not a problem that will just go away. The problem must be analyzed and only then can we learn what to do. First we must analyze the different "red flags" which identify certain members of the elderly as targets for scams. First off, these older consumers are often living alone, with no one else to watch their finances for them. Being alone, they are often very appreciative and receptive of guests, especially those who pay a visit even to sell them something which will be of benefit to them or their homes. They are also very receptive to anything promising assistance to their health conditions or home repair requirements. Scam artists also look at demographic numbers to choose their elderly targets. According to Jeanne Mackin, an author for a consumer watch organization, 80 % of people age 65 and over have at least one major health problem of some sort and spend a great deal of their monthly budget on health care. And combine that with the fact that 71% of those people own their own homes, of which many were built before 1950, and you have a combination ripe for fraud against the elderly. (1) Some examples of fraud against the elderly include: - A "city inspector" arrives at the home, stating he needs to check the plumbing, furnace, or wiring, and when problems are found, states that he will call a "friend" to make the repairs. The work is overcharged and done poorly, if at all. - The older consumer receives in the mail newspaper clippings about a new health miracle product with a "personal" handwritten note saying, "Try this! It works!" But when money is sent, the product never arrives, is overpriced, or is useless, if not just plain harmful. - A product demonstrator arrives at the home and asks the resident to sign a paper just saying that the demonstrator visited. In fact, the trusting consumer, who hasn't read the form, signs a contract ordering the product. (1) Telemarketing is another powerful tool scam artists use to prey upon the elderly. By being on the phone, the con is relying on his/her voice to convince the person that they are providing that elderly person a valuable service or product. They are good at taking advantage of people's honesty and politeness.(5) The con artist's favorite targets using the telephone, are those suffering with memory loss. By taking advantage of this, the con artists can call someone up and gather as much personal information as possible. A favorite scam is for the con artist to make that information gathering call, and then the next day, if the senior cannot remember the first conversation, the con then tells the senior that they "sent too much money", and that they need to send a new check for the "correct" amount. Either out of forgetfulness of the previous call, or out of sheer guilt, that elderly person writes the check for the amount requested. (2) Another very common method of scamming the elderly is sweepstakes mailers. or everyone, the chance to win thousands upon thousands of dollars, or to win major prizes is always a welcome thought. Especially to those who were not so fortunate to gather much money throughout their lives. Usually, the scam requires for the elderly person to send in a "confirmation deposit" on their prize, which is NEVER required of a winner in any legitimate contest. If the elderly person ever hears from the contest people, it is usually just to let them know that they have the opportunity to buy over-priced products and then receive a small, cheap gift, which was probably what they were promised as a prize to begin with.(4) Watch for signs of these gifts around the elderly person's house. (3) Consumer fraud costs all Americans billions each year, but it is the elderly which carry the lions share of the amount. These con artists not only cause financial ruin among the elderly, but also cause a great deal of emotional distress and even health problems as a result

Free Essays on Sandro Botticelli

Sandro Botticelli, born Alessandro di Mariano Filipepi, is considered one of the leading painters of the Florentine Renaissance. He developed a highly personal style characterized by elegant execution, a sense of melancholy, and a strong emphasis on line; details appear as sumptuous still lifes. Botticelli was born in Florence, the son of a tanner. His nickname was derived from Botticello (â€Å"little barrel†), either the nickname of his elder brother or the name of the goldsmith to whom Sandro was first apprenticed. Later he served an apprenticeship with the painter Fra Filippo Lippi. He worked with the painter and engraver Antonio del Pollaiuolo, from whom he gained his sense of line; he was also influenced by Andrea del Verrocchio. Botticelli had his own workshop by 1470. He spent almost all of his life working for the great families of Florence, especially the Medici family, for whom he painted portraits, most notably the Giuliano de' Medici (1475-1476, National Gallery o f Art! , Washington, D.C.). Adoration of the Magi (1476-1477, Galleria degli Uffizi, Florence) was painted on commission (though not for the Medicis), and contains likenesses of the Medici family as well as a likeness of himself. As part of the brilliant intellectual and artistic circle at the court of Lorenzo de' Medici, Botticelli was influenced by its Christian Neoplatonism, which tried to reconcile classical and Christian views. This synthesis may be the theme of two larger panels commissioned for Medici villas and now in the Uffizi, Primavera (1478?) and Birth of Venus (after 1482). While scholars have not yet conclusively deciphered these paintings, their slender elegant figures, which form abstract linear patterns bathed in soft golden light, may depict Venus as a symbol of both pagan and Christian love. Botticelli also painted religious subjects, especially panels of the Madonna, such as the Madonna of the Magnificat (1480s), Madonna of the Pomegranate (148... Free Essays on Sandro Botticelli Free Essays on Sandro Botticelli Sandro Botticelli, born Alessandro di Mariano Filipepi, is considered one of the leading painters of the Florentine Renaissance. He developed a highly personal style characterized by elegant execution, a sense of melancholy, and a strong emphasis on line; details appear as sumptuous still lifes. Botticelli was born in Florence, the son of a tanner. His nickname was derived from Botticello (â€Å"little barrel†), either the nickname of his elder brother or the name of the goldsmith to whom Sandro was first apprenticed. Later he served an apprenticeship with the painter Fra Filippo Lippi. He worked with the painter and engraver Antonio del Pollaiuolo, from whom he gained his sense of line; he was also influenced by Andrea del Verrocchio. Botticelli had his own workshop by 1470. He spent almost all of his life working for the great families of Florence, especially the Medici family, for whom he painted portraits, most notably the Giuliano de' Medici (1475-1476, National Gallery o f Art! , Washington, D.C.). Adoration of the Magi (1476-1477, Galleria degli Uffizi, Florence) was painted on commission (though not for the Medicis), and contains likenesses of the Medici family as well as a likeness of himself. As part of the brilliant intellectual and artistic circle at the court of Lorenzo de' Medici, Botticelli was influenced by its Christian Neoplatonism, which tried to reconcile classical and Christian views. This synthesis may be the theme of two larger panels commissioned for Medici villas and now in the Uffizi, Primavera (1478?) and Birth of Venus (after 1482). While scholars have not yet conclusively deciphered these paintings, their slender elegant figures, which form abstract linear patterns bathed in soft golden light, may depict Venus as a symbol of both pagan and Christian love. Botticelli also painted religious subjects, especially panels of the Madonna, such as the Madonna of the Magnificat (1480s), Madonna of the Pomegranate (148...

Health Care Reform Bill Essay Example | Topics and Well Written Essays - 1250 words

Health Care Reform Bill - Essay Example Health Care Reforms According to Swan and Haas (2011), PPACA initiatives listed were favored by several national reports. First, the healthcare reform bills were put in place to enhance transparency and integrity in the program. Secondly, ensure all Americans have access to quality health care. Thirdly, make considerations to the providers of health care such as the hospital workforce. Fourthly, provide for public health improvement and prevent chronic diseases. According to the Thomas official website (2011), employers were expected to provide their employees with health insurance or take the option of subsidizing their employees’ healthcare by paying the government. This was the healthcare reform bills as at 2009 while they were still pending. H.R. 3590 Senate Bill and H.R. 3962 House Bill were proposed to provide Patient Protection and Affordable Care Act and Affordable Health Care for America Act respectively. As healthcare responds to the trends in cost, there would be a continuous catalyze on distribution and supply of healthcare. Problems are argued to arise in the post reform era on management of the trends of cost by deflecting the distribution network downwards and that of the supply chain. For example, between 1960 and 2008 the national expenditure healthcare cost grew from $28 billion to $2.34 trillion at an average growth of 10% annually, (Obamacare, 2011). The main difference with the House bill was its lack of surtax on wealthy individuals. H.R. 3590 has been described as having slow effects on different reforms. For example, the individual mandate has been schedule for 2014, a delay of a year. In that, if an individual does not obtain insurance coverage, they will face a penalty of $750 individually or the options of paying 2% gross income depending on the greater option. Regardless of the employees not mandatorily responsible for provisions of insurance to their employees, they are likely to face the same effects. In support of the Senat e Bill H.R. 3590, legislators argued that consumers were to benefit through the protection from unjustly practices by insurance providers. Also, the major advantage of the passed bill was the health accessibility and affordability to a larger population. As such, these legislators argued that U.S. deficit as at 2020 was likely to have reduced by approximately $100 billion. However, despite the above advantages, different groups opposed these reforms. First, they argued that the health care quality will be affected negatively yet its costs would have been increased. Different representatives from the congress approximated that the cost of the law at $2.5 trillion at a span period of 10 years and as a result, U.S. will most likely get into higher debts as noted by Coleman, Checkland, McDermott & Harrison, (2011). The Senate Bill was opposed by few stakeholders in the healthcare such as health insurers who argued that the private insurers were expected to maintain a minimum of 8% in pr emiums. Secondly, they opposed it in recognition that there will be reduction of insurance costs among small businesses. Thirdly, according to the U.S. Chamber of Commerce there was lack of principles in the reform that affected health status, food and drugs cases and fragmentation in the market as such they opposed this bill. On the other hand, pharmaceutical industries, physicians and AARP went in favor of the

Why Should You Know the Research Behind Turmeric?

Why Should You Know the Research Behind Turmeric?Researchers from various fields such as chemistry, pharmacology, pathology, health sciences and nutritional studies are all trying to help the growing health awareness regarding turmeric. Turmeric is a tropical spice that is found in India, Southeast Asia, Africa and the Middle East. It is highly concentrated and is naturally found in the roots of a rhizome plant called the cilantro plant.From time immemorial people have been using it to treat ailments, internal illnesses, digestive problems, osteoporosis, cancer, parasites, diarrhea, peptic ulcers, headaches, migraine, several allergies, some neurological disorders, depression, asthma, psoriasis, rheumatism, toothache, high blood pressure, blood sugar control, chronic fatigue syndrome, diabetes and a host of other diseases. Studies show that turmeric can reduce inflammation, improve immunity, help fight against colitis, diabetes, dysentery, arthritis, inflammatory bowel disease, bronc hitis, coronary heart disease, hemorrhoids, acne, acne vulgaris, and some types of cancer. In clinical trials, those suffering from several chronic diseases showed an impressive response to this medicinal herb.Researchers are divided into different medical fields such as pharmacology, immunology, biochemistry, radiology, cardiovascular science, dermatology, oncology, gastroenterology, pediatrics, psychiatry, epidemiology, neurology, urology, obstetrics, pharmacology, and many more. Researchers have published thousands of papers on the uses of turmeric to treat numerous diseases and this article will focus on just one such condition. Research shows that turmeric can be used to treat malaria.The use of turmeric as a remedy is not new but the same has been adopted in the conventional medicine with many twists and turns in its history. A traditional Indian medicine, Ayurveda, has consistently promoted turmeric as a cure for all manner of maladies and conditions. Since it is a powerful a ntiseptic, it is regularly used in cleansing your entire bodyof unwanted germs and bacteria.A common infection known as the cold sore, or the common cold, is also treated using turmeric. Other diseases like malaria, dysentery, gastroenteritis, ringworm, bacterial vaginosis, HIV, sore throat, prostate infection, asthma, burns, fevers, athlete's foot, psoriasis, and tonsillitis have all been treated using the much-coveted curcumin.In order to prevent infections and its complications, many physicians now prescribe turmeric as a dietary supplement along with their usual medicines and to help maintain health. It is considered to be a very important part of modern medicine today.Here is a published research paper that clearly illustrates the efficacy of turmeric and is the scientific explanation of the reasons behind the popularity of turmeric in various fields of medicine today. It is well worth reading.

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Analysis of Medical Errors Research Paper Example | Topics and Well Written Essays - 3000 words

Analysis of Medical Errors - Research Paper Example   The issue is heavily laden with the emotional and fiscal burden as patients must be aware of their treatment progress and any mistakes that have been made while hospitals and doctors have a very real need to protect themselves from lawsuits and protect their credibility. At the same time, it is difficult for many doctors to have to face the fact that in the course of attempting to improve health, they may have inadvertently made it worse and then to try to communicate this failing to the patients who have trusted them. While it seems the greatest opinion among medical workers is that patients should be informed whenever mistakes have been made, the reality is that the medical profession has a large tendency to hide mistakes when possible so as to avoid unpleasantness.  Ã‚   In â€Å"Disclosing Medical Errors to Patients, †1 the authors point out the prevalence of avoidable error or ‘adverse events’ within the medical profession as being relatively high – 37 percent of the discovered cases in a Canadian study preventable. In response to this, â€Å"leaders in the patient-safety movement have called for the system defects that underlie most errors to be corrected, as well as improvement in the recognition and reporting of errors and the disclosure of harmful errors to patients and their families.†2 Benefits of full disclosure are outlined, such as patients having greater knowledge about their own treatment  and thus able to make more informed decisions and patients’ ability to participate in problem-solving techniques to prevent future errors from occurring again.  Ã‚  However, the article also points out the difficulty doctors have had in providing full disclosure.  Ã‚